Terms of Use

1. Acceptance of Terms

Welcome to CardNestly. By accessing or using our website at cardnestly.com (the "Site"), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this Site.

These Terms of Use constitute a legally binding agreement between you and CardNestly. We reserve the right to update, change, or replace any part of these Terms of Use by posting updates and/or changes to our Site. It is your responsibility to check this page periodically for changes. Your continued use of the Site following the posting of any changes constitutes acceptance of those changes.

2. Intellectual Property Rights

Unless otherwise stated, CardNestly and/or its licensors own the intellectual property rights for all material on the Site. All intellectual property rights are reserved. You may access this material for your personal use subject to the restrictions set in these Terms of Use.

You must not:

• Republish material from this Site
• Sell, rent, or sub-license material from the Site
• Reproduce, duplicate, or copy material from the Site
• Redistribute content from CardNestly (unless content is specifically made for redistribution)

3. User Content

In these Terms of Use, "User Content" shall mean any text, images, videos, or other material that you submit to our Site, including any interactive features, such as comments or feedback forms.

By providing any User Content on the Site, you grant us a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content in any media.

You represent and warrant that:

• You own or control all rights to the User Content you post on or through the Site or otherwise have the right to post such User Content;
• The User Content is accurate and not misleading;
• Use of the User Content does not violate these Terms of Use and will not cause injury to any person or entity.

We have the right, but not the obligation, to monitor and edit or remove any User Content. We take no responsibility and assume no liability for any User Content posted by you or any third party.

4. Prohibited Uses

You agree not to use the Site:

• In any way that violates any applicable federal, state, local, or international law or regulation;
• To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation;
• To impersonate or attempt to impersonate CardNestly, a CardNestly employee, another user, or any other person or entity;
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Site, or which, as determined by us, may harm CardNestly or users of the Site, or expose them to liability;
• To use the Site in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's use of the Site.

5. Disclaimer of Warranties

The Site is provided on an "AS IS" and "AS AVAILABLE" basis. CardNestly expressly disclaims all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

CardNestly makes no warranty that:

• The Site will meet your requirements;
• The Site will be uninterrupted, timely, secure, or error-free;
• The results that may be obtained from the use of the Site will be accurate or reliable;
• The quality of any products, services, information, or other material purchased or obtained by you through the Site will meet your expectations;
• Any errors in the Site will be corrected.

6. Financial Information Disclaimer

The information provided on the Site regarding gift card budgeting, savings strategies, and financial planning is for general informational purposes only and should not be considered as financial advice. CardNestly is not a financial institution, financial advisor, or financial planning service.

Before making any financial decisions, we recommend consulting with a qualified financial advisor who can provide personalized advice based on your specific situation. We are not responsible for any financial decisions you make based on the information provided on our Site.

The strategies, examples, and calculations presented on the Site are based on general scenarios and may not apply to your specific financial situation. Results may vary based on numerous factors including, but not limited to, market conditions, retailer policies, and individual financial circumstances.

7. Limitation of Liability

In no event shall CardNestly, its officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Site;
• Any conduct or content of any third party on the Site;
• Any content obtained from the Site;
• Unauthorized access, use, or alteration of your transmissions or content;
• Any financial decisions made based on information provided on the Site.

The limitation of liability shall apply to the fullest extent permitted by law in the applicable jurisdiction.

8. Indemnification

You agree to defend, indemnify, and hold harmless CardNestly, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or your use of the Site, including, but not limited to, your User Content, any use of the Site's content, services, and products other than as expressly authorized in these Terms of Use, or your use of any information obtained from the Site.

9. External Links

Our Site may contain links to third-party websites or services that are not owned or controlled by CardNestly. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that CardNestly shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

10. Termination

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms of Use.

All provisions of the Terms of Use which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Site after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Site.

13. Contact Us

If you have any questions about these Terms, please contact us at: